What Are 3 Small Money Habits You Can Do to Get Better With Money? What 40 Years of Coaching Actually Revealed

After 40 years, the clearest thing I can tell you about money habits: the best ones aren't about money at all. They're about seeing the thought layer that produces every spending impulse — and why budgets almost never address it.

Scott Friedman

Leadership Coach & Life Coach · Ventura County, CA

40+ years of daily meditation · 14 published books

Key Takeaways

Money habits usually fail because they address behavior, not the thought layer producing the behavior
Habit 1: Notice what you're thinking the moment before you spend — the thought is almost always about identity or feeling, not the item
Habit 2: Sit with the spending urge without acting on it — urges are waves that peak and fade, not commands you must obey
Habit 3: Ask whether the thought behind the purchase is actually true — most spending thoughts don't survive examination
40+ years of daily meditation practice behind every session
Pay nothing upfront — only pay what coaching was worth at conclusion

About the Author

Scott Friedman

Scott Friedman is a life coach, leadership coach, and thought coaching practitioner based in Ventura County, CA. He has maintained a daily meditation practice for over 40 years and has authored 14 books on conscious living, thought coaching, and personal development.

His coaching model is radically different: you pay nothing upfront. At the successful conclusion of coaching, you pay what you think it was worth — and what you can afford. He works with clients by phone or video throughout Ventura County and across the country.

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